Thursday 30 June 2011

To Move, or to Add on to Your Home... What to Do?



By: Joel McDonald

Whether you ve had a new baby or your kids are growing up and needing more space of their own, you may have suddenly realized that you need a bigger home. If you need more space for your family, there are two options. You can add on to your home or you can move into a larger one. The question is, which option is the best choice? Here is a look at the things you need to consider in order to figure out which option is going to be the right one for you.

The first thing to consider is if there is actually any room to build on to your home. There are many homes that are already as larger as they can be and the lot you have may not have any room for an addition. This can definitely quickly answer that question for you, but even if you do have room to expand your home, it s not always the right financial choice for you.

If you re trying to figure out whether to add on or move, get an estimate of the cost of adding on. Then find out how much the addition will add on to the home s value. After you figure out the new value, compare it to the local home prices. In certain neighborhoods, you are not going to get the investment back that you put into a home addition, especially with home prices falling across the country. The last thing you want to do is put a lot of money in the home, to find out that in a few years the entire home will be worth less than your addition.

Of course, if you have a good neighborhood and you are going to bring the home up to standards in the neighborhood, then financially it s probably a good choice. However, if you already have one of the nicest homes, adding even more to it may not be a great choice, since you won t get that money back when you resell the home in the future.

Some people think that moving is the safest option, but even though it can be expensive to remodel your home, moving is not always the right choice either. When you move, you aren t going to get a payback right away. Most people don t think about all the costs of moving to a new home. There are moving costs, commissions to real estate agents, charges for financing, deposits for utilities, and paying higher taxes in many cases.

When you are trying to figure out whether to move or add on, there is the financial side of the matter, but then you have to think about your emotions. Are you currently happy with the schools your kids are in and the neighborhood you live in? If you are happy, remodeling can be a good choice, but if you are not happy, moving may be a good choice emotionally. You also have to remember all the headaches that can come with remodeling as well. Also, consider what you ve already put into your home, proximity to amenities in the local area, and your family.

To make the best decision, you have to take the emotional issues and the financial ones and come to a reconciling. Figure out what makes sense to you emotionally and financially, and then make the right choice for you after taking the time to research and think it through carefully.

Thursday 16 June 2011

Keeping Your Marriage Business Private

With almost 30 years of Marriage Counseling experience we have discovered that it is critical to keep your marriage business private. This is true when things are going well and also when things are not going so well. It is particularly important if your marriage or family is in crisis.

This does not mean that you should have to handle the hurt and pain all by yourself. When you are in pain it is important to have someone to talk with. That person should not be a friend or a family member.

It may seem like they would be the best person to share with, but that is not so.

Why?

  1. It hurts trust between you and your spouse. You spouse may feel embarrassed when you share your relationship difficulties with family or friends. It is very disrespectful. Would you want your flaws exposed to others outside the privacy of marriage?
  2. Often, when we go to others asking for prayer, we are actually using this as an opportunity to gossip about our mate and line up support for our side of the conflict. If we air our dirty linen and later you and your spouse have “made up” the person you shared with may still have negative feelings about your spouse.
  3. When we get advice from family or friends we may get “one sided” advice. They most likely will not be impartial. They may care more about you than the truth. When you share your “version” of the truth, it may not be accurate. In all of our years of Marriage Counseling, we have rarely seen a situation where both spouses did not have some of the responsibility.
  4. What kind of axe to grind does your confidant have? Since half of all marriages end in divorce, it is likely that the person you are seeking help from may have hurts or prejudices that affect their advice. A classic example would be getting marriage advice from a divorced friend who is angry at their ex spouse.

Of course it is important to get help when you need it. We recommend that you choose the appropriate marriage counselor to get the help from. If you and you mate cannot calmly talk out the situation, then seek guidance from your Pastor or a qualified Marriage Counselor. Don’t make the mistake of making a bad situation worse.



Respect and Boundaries in Marriage


Many people think that boundaries are like a “keep out” fence that distance you from your spouse. In fact, appropriate boundaries bring you closer in Marriage. Respect is one of the foundational aspects of a close and healthy marriage. We all want and deserve respect. Below is a list of boundaries and ways to show your spouse respect. Employing these suggestions will have a very positive effect on your marriage.

  • Secrets are appropriate for birthdays and Christmas! Otherwise secrets are very damaging to a marriage. Secrets and lies are cousins. Secrets are unexpressed lies and have no place in a close relationship. Secrets often are about money and relationships. We do not have to share things from our past that we have repented of and that do not affect your relationship today.

  • Keep your mate’s flaws private. Do not discuss your spouse’s flaws with your family or friends. This is very disrespectful to your mate. The first person you should talk to is your spouse. Sit down and have an honest discussion about the problem. If your mate’s flaws become damaging to your relationship, seek out the help of your Pastor or a Counselor.

  • On a similar note, keep your marriage problems private. Seek help from your Pastor or seek Marriage Counseling. Sometimes even reading a good book on the subject may help; especially if the two of you read it together. Sharing your problems with family or friends tends to polarize the situation. Rarely, even if we are sure about it, is the person we go to objective. After all, they are our friend or family member and they care about us so much that they may not be objective.

  • It is important to create appropriate division of household chores and parenting responsibilities. In the current day and age often there are two wage earners in the home. When Mom stays at home with the kids, she can be just as, if not more exhausted than Dad.

  • In a Marriage, there is no place for close “personal “friends of the opposite sex. This can create significant problems in a relationship. Affairs often develop out of situations where a person goes to their friend because “they are not being understood” at home. When the “friend” steps in and fills that role it is fertile ground for an affair to develop. You may say that you are not that kind of person to let that happen. As Marriage Counselors, we hear those very words from many couples who come to us to try to heal from adultery. Be wise and make your spouse your only close friend of the opposite sex.

One of the biggest complaints people make when they come in for marriage counseling is that they do not feel like they are number one with their spouse. This is true for men and women. It could be friends, work, hobbies, extended family, children or many other things. The best marriages always have husband and wife putting their spouse first (after God).

Marriages thrive on closeness. Find ways to return to the closeness you once had. Look for ways to reduce boundaries between you and your spouse, leaving only healthy boundaries, and create healthy boundaries between your relationship and the outside world that protects your marriage.


Author: Christian Marriage Counseling

Marriage Counseling - Respect and Boundaries in Marriage




Many people think that boundaries are like a “keep out” fence that distance you from your spouse. In fact, appropriate boundaries bring you closer in Marriage. Respect is one of the foundational aspects of a close and healthy marriage. We all want and deserve respect. Below is a list of boundaries and ways to show your spouse respect. Employing these suggestions will have a very positive effect on your marriage.

  • Secrets are appropriate for birthdays and Christmas! Otherwise secrets are very damaging to a marriage. Secrets and lies are cousins. Secrets are unexpressed lies and have no place in a close relationship. Secrets often are about money and relationships. We do not have to share things from our past that we have repented of and that do not affect your relationship today.

  • Keep your mate’s flaws private. Do not discuss your spouse’s flaws with your family or friends. This is very disrespectful to your mate. The first person you should talk to is your spouse. Sit down and have an honest discussion about the problem. If your mate’s flaws become damaging to your relationship, seek out the help of your Pastor or a Counselor.

  • On a similar note, keep your marriage problems private. Seek help from your Pastor or seek Marriage Counseling. Sometimes even reading a good book on the subject may help; especially if the two of you read it together. Sharing your problems with family or friends tends to polarize the situation. Rarely, even if we are sure about it, is the person we go to objective. After all, they are our friend or family member and they care about us so much that they may not be objective.

  • It is important to create appropriate division of household chores and parenting responsibilities. In the current day and age often there are two wage earners in the home. When Mom stays at home with the kids, she can be just as, if not more exhausted than Dad.

  • In a Marriage, there is no place for close “personal “friends of the opposite sex. This can create significant problems in a relationship. Affairs often develop out of situations where a person goes to their friend because “they are not being understood” at home. When the “friend” steps in and fills that role it is fertile ground for an affair to develop. You may say that you are not that kind of person to let that happen. As Marriage Counselors, we hear those very words from many couples who come to us to try to heal from adultery. Be wise and make your spouse your only close friend of the opposite sex.

One of the biggest complaints people make when they come in for marriage counseling is that they do not feel like they are number one with their spouse. This is true for men and women. It could be friends, work, hobbies, extended family, children or many other things. The best marriages always have husband and wife putting their spouse first (after God).

Marriages thrive on closeness. Find ways to return to the closeness you once had. Look for ways to reduce boundaries between you and your spouse, leaving only healthy boundaries, and create healthy boundaries between your relationship and the outside world that protects your marriage.

Author: Christian Marriage Counseling